Disability
Disability insurance can keep you financially stable should you become disabled and unable to work. It can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income. AVID Center pays the cost of your Short-Term and Long-Term Disability.
Short-Term Disability (STD)
Short-Term Disability (STD) insurance replaces part of your income for limited duration. State specific disability plans are available on other states. Check Resources tab for information on Hawaii, New York, and New Jersey.
2025 Lincoln Short-Term Disability Benefit Summary (State Variations Apply)
Long-Term Disability (LTD)
- You are eligible to receive LTD benefits after 90 days of disability.
- Replaces up to 60% of your eligible income, up to a maximum of $10,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.